FPM Pro — Freedom Plan Management Professional
Protecting Families · Building Legacies

You Make Your Money.
We Help You Keep It.

Tax preparation, life insurance, health coverage, and Medicare planning — all under one roof. Over a decade of experience helping families build and protect wealth.

10+
Years Experience
40+
Insurance Carriers
4
Core Services
How Can We Help You?
Tax Preparation
Individual & Business Filing
Life Insurance
IUL · Term · Whole Life · Infinite Banking
Health Insurance
Under 65 Coverage
Medicare
Plans & Supplements (65+)
HIPAA Compliant
PHP Agency Partner
Tax Expert
Nationwide Service
English · Español · Kreyòl

Full-Service Financial Planning

One team. One plan. Every piece of your financial puzzle — handled with care and expertise.

01

Tax Preparation

Individual and business tax filing with 10+ years of expertise using TaxSlayer CloudTax Office. We find every deduction you're entitled to — guaranteed accuracy.

Tax Expert Learn More →
02

Life Insurance

IUL, whole life, term, and infinite banking strategies through PHP Agency. We work with 40+ carriers to find your perfect fit — not a one-size-fits-all policy.

40+ Carriers Learn More →
03

Health Insurance

Under 65? We navigate the Marketplace and ACA plans to find the best coverage for your family at the right price. Open enrollment and special enrollment support.

Under 65 Coverage Learn More →
04

Medicare

Turning 65 or already enrolled? Expert Medicare navigation — Advantage, Supplement, and Part D plans so you get the coverage you deserve without overpaying.

65+ Coverage Learn More →
10+ Years
Helping Families Build
Generational Wealth

Freedom Plan Management Professional

This is more than a business — it's a mission to serve, lead, and create lasting financial impact in our communities.

Led by Bertram F. Simmons Jr. with over a decade of tax expertise, FPM Pro handles your entire financial picture so nothing falls through the cracks. From tax preparation to life insurance, health coverage to Medicare — we are your one-stop financial partner.

HIPAA Compliant
Nationwide Service
Multilingual Support
Free Consultations
40+ Insurance Carriers
Certified Tax Professional

Trusted by Families Nationwide

Our clients trust us with their financial future — and they keep coming back year after year.

★★★★★

"Bertram found deductions I never knew existed. He saved me over $3,000 on my taxes and set me up with life insurance that actually makes sense for my family."

M
Marcus T.
Small Business Owner
★★★★★

"Navigating Medicare was overwhelming until I found FPM Pro. Bertram explained everything clearly and helped me pick the perfect plan. No pressure, just honest advice."

D
Dorothy L.
Retiree, Medicare Client
★★★★★

"Having one person handle my taxes, insurance, and retirement planning is a game-changer. Bertram treats you like family and always goes the extra mile."

R
Rosa M.
Healthcare Professional

Common Questions

Your initial consultation is completely free. We believe in earning your trust before you invest a dime. We will review your situation, discuss your goals, and recommend a plan — no strings attached.

We handle individual (W-2, 1099, self-employed), small business, partnership, and corporate tax returns. We use TaxSlayer CloudTax Office for accuracy and efficiency, and we file both federal and state returns.

Indexed Universal Life (IUL) insurance builds tax-free cash value tied to market indexes. Infinite banking uses your policy as your own personal bank — borrow against your cash value while it continues to grow. It is a powerful wealth-building strategy.

If you are under 65, we help you find Marketplace/ACA plans. If you are 65 or older (or qualifying due to disability), we navigate Medicare Advantage, Supplement, and Part D plans. We will find the right fit for your situation and budget.

Yes. We serve clients nationwide. Tax preparation, insurance consultations, and Medicare enrollment can all be handled remotely. We also offer service in English, Spanish, and Haitian Creole.

Through PHP Agency, we have access to 40+ A-rated insurance carriers. This means we shop across dozens of companies to find you the best coverage at the best price — we are not locked into one provider.

English
Español
Kreyòl Ayisyen

Ready to Take Control of
Your Financial Future?

Book a free consultation with Bertram. No pressure, no obligation — just honest guidance about your taxes, insurance, and financial plan.

Or call directly: (407) 494-3342 · [email protected]