Freedom Plan Management LLC
Last Updated: March 25, 2026
These Terms and Conditions ("Terms") govern your use of the Freedom Plan Management LLC website located at fpmpro.com ("Website") and any services provided by Freedom Plan Management (FPM Pro) LLC ("Company," "we," "us," or "our"), a Florida limited liability company owned and operated by Bertram F. Simmons Jr.
By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Website or services.
Freedom Plan Management LLC provides the following financial and insurance services:
All services are provided in accordance with applicable federal and state regulations, including but not limited to the laws of the State of Florida and the United States of America.
You must be at least 18 years of age to use our services. By using our Website and services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding agreement.
When using our Website and services, you agree to:
The information provided on our Website and through our services is for general informational purposes and should not be considered personalized financial, tax, legal, or investment advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or applicability of any information provided.
Important:
FPM Pro LLC and its representatives maintain all required licenses and certifications as mandated by the State of Florida and applicable federal agencies. Insurance products are sold through properly licensed individuals. Tax preparation services are provided in compliance with IRS regulations and applicable state requirements.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
We comply with the Health Insurance Portability and Accountability Act (HIPAA) when handling protected health information related to health insurance and Medicare services. See our Privacy Policy for details.
By providing your phone number and opting in to SMS communications, you consent to receive text messages from FPM Pro LLC regarding your services, appointments, and related information.
We will not sell, rent, or share your phone number or SMS opt-in information with third parties for marketing purposes.
All content on our Website, including but not limited to text, graphics, logos, images, and software, is the property of FPM Pro LLC and is protected by United States copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our Website may contain links to third-party websites or services that are not owned or controlled by FPM Pro LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by the use of such third-party content.
To the maximum extent permitted by applicable law, FPM Pro LLC, its owner, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:
You agree to defend, indemnify, and hold harmless FPM Pro LLC, its owner Bertram F. Simmons Jr., employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our Website and services or your violation of these Terms.
Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Orlando, Florida. You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida and the United States of America, without regard to conflict of law principles. Any legal action not subject to arbitration shall be brought exclusively in the state or federal courts located in Orlando, Florida.
Our Website uses cookies to enhance your browsing experience. Cookies are small text files stored on your device that help us analyze web traffic and customize our services. By using our Website, you consent to our use of cookies in accordance with our Privacy Policy.
You may choose to accept or decline cookies through your browser settings. Declining cookies may affect your ability to fully use certain features of our Website.
We reserve the right to terminate or suspend your access to our Website and services at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our Website. Your continued use of our Website and services after any modifications constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
Here is our privacy policy: https://fpmpro.com/privacy-policyIf you have any questions about these Terms and Conditions, please contact us:
FPM Pro LLC
Freedom Plan Management LLC
Orlando, Florida
Phone: (407) 494-3342
Email: [email protected]
Website: fpmpro.com